In a favorable market environment, investment capital is shifting towards real estate, especially townhouses near industrial zones with affordable prices and the potential for early cash flow. With capital starting from just 1.5 billion VND, investors can own a townhouse worth around 5 billion VND with significant potential.

The smart cash flow problem

Amidst persistently low interest rates and the difficulty in achieving significant returns from savings accounts, personal capital is flowing into real estate, particularly projects connected to industrial zones and FDI communities. This is considered a safer segment, meeting both the demand for actual housing and generating stable rental income, against the volatility of investment channels such as stocks or gold.

Amidst this shift, the Homie City project, located opposite the Samsung Thai Nguyen complex, is attracting the attention of investors and homebuyers alike. Townhouses in the project are priced at around 5 billion VND, but buyers only need a starting capital of 1.5 billion VND and can choose from three financing options to suit their available funds and cash flow plans.

Photo: Sales policy for customers buying Homie City – Van Xuan Ward (formerly Pho Yen Ward)

Firstly, customers can choose to pay early to enjoy a discount of up to 9.5%. A townhouse worth approximately 5 billion VND will only cost around 4.5 billion VND when paying 100% upfront, saving about 450 million VND compared to the listed price, while also reducing the initial investment and increasing the profit margin right from the start.

The installment payment plan is suitable for those with regular cash flow or who don’t want to invest the entire amount at once. Buyers only need to prepare approximately 900 million to 1 billion VND for the initial phase (equivalent to 15-20% of the product value), with the remaining amount paid gradually over 9-12 months. With a total discount of 8%, customers save approximately 400 million VND while maintaining flexibility in managing their personal finances.

For bank loans, both investors and homebuyers have their own advantages. Buyers can borrow up to 60-70% of the property value (equivalent to 3-3.5 billion VND) and receive 0% interest support for 20 months. This not only saves approximately 300 million VND in interest costs (depending on market interest rates), but also allows customers to rent out the property immediately after handover. This is an attractive option for those who want to maximize their initial investment and generate additional cash flow.

Optimizing profit margins through rental operation capabilities.

Unlike many other projects, Homie City is a rare project that directly benefits from its location opposite the Samsung Thai Nguyen complex and the Yen Binh industrial park, home to tens of thousands of foreign experts and engineers. The demand for high-end townhouses here is always stable, and even tends to increase steadily each quarter.

According to the operators, the average rental income ranges from 25-30 million VND/month, equivalent to 300-340 million VND/year. With an initial investment of only 1.5 billion VND, the return on cash flow has reached approximately 10-12%/year, a remarkable figure compared to current savings accounts, not to mention the potential for long-term asset appreciation.

Image 2: At Homie City, townhouses can be quickly put into operation for rental, generating a stable cash flow for investors.

In addition to flexible financing options, Homie City project is also implementing a unique sales policy during this period. Specifically, customers who purchase a house during the “ghost month” (a period traditionally associated with bad luck) will receive 3 taels of gold along with a rental support package worth 120 million VND. These incentives directly impact cash flow, helping investors shorten the payback period and increase profit margins from the very first year.

The combination of financial incentives, sales policies, and prime location has made Homie City one of the few projects in the provincial market that both ensures asset value and generates immediate cash flow. In the context of low savings interest rates, volatile stock markets, and continuously rising gold prices, real estate associated with industrial zones and FDI expert communities like Homie City is emerging as a safe haven for personal capital. This is considered a golden opportunity for investors to invest and seize the chance for increased profits from the very beginning.

Homie City – A vibrant city 365 days a year

Location: Opposite Samsung Electronics Vietnam Complex, Van Xuan, Thai Nguyen

Investor: TNG Land Joint Stock Company

Website:  https://homiecity.com.vn/

Hotline: 0826 34 5566

Source: CafeF